Customize income and expenses categories.You can use Microsoft® Excel, Numbers on a Mac or online Google Sheets to edit it.įilling the first column of your spreadsheet is taking the first step towards financial stability. Fill the form above to receive the spreadsheet and PDF versions of the budgeting worksheet to your email for free. Use the budget worksheet to keep track of your income and expenses, check in with yourself to see how you are doing and readjust as needed.

How to Use the Savvy Ladies Budget Spreadsheet You’ll also receive a printable PDF version in case you prefer to track your monthly income and expenses by hand. Before you purchase any app membership, download the Savvy Ladies easily customizable and free spreadsheet. And the truth is, there’s little that you can’t do on your own on a spreadsheet. While online apps are practical, especially if they sync with your bank account, they all require a paid subscription. What’s the best one? The answer is simple: the one that you will actually stick with. There are many budgeting methods out there: from online apps to the envelope system and beyond.

If you want to take control of your cash flow but aren’t sure where to start, we encourage you to read our budgeting guide and download our free budgeting worksheet and start managing your spending today! Knowing your monthly income and expenses creates mindfulness around your money. A budget is an important part of financial well-being.

Easy budget worksheet for beginners